Nothing Like A Bank

At Chill Money, we take the hassle out of getting a loan or credit card, especially during the important stages in your life. Gone are the days of taking time out of your busy schedule to deal with bank queues and filling out paperwork, we make it simple and direct. Just a few quick taps and you can apply for your loan or a credit card in a matter of minutes!

Whether you are looking for a new car, planning an extension to your home or going on your dream holiday, Chill Money is here to support you along the way.

Chill Money is built on the simple idea of providing loans in the most efficient and fastest way possible.

Our dedicated team make sure that you can always rely on a fast and friendly service.

We take the hassle out of applying for a personal loan so that you can focus on the things that truly matter.

Management Team

The Chill Money Management Team have a wealth of experience in the financial industry. Headed up by Fergal Lynch, the team work with the board of directors to determine the vision and objectives of the organisation.


Fergal Lynch

General Manager


Carol Keane

Head of Finance


John Riordan

Head of IT

Our Roots

Chill Money is a wholly owned subsidiary of Chill Insurance – one of Ireland’s leading insurance brokers. Founded in 2007,  Chill Insurance is an independent online 100% Irish owned insurance intermediary regulated by the Central Bank of Ireland.

They are members of the Irish Brokers Association and carry Professional Indemnity Insurance. To find out more about Chill Insurance, take a look at the website here.

Our Partners

Chill Money are proud to team up with Avantcard DAC with respect to the arrangement of personal loans in Ireland. Avant Money’s loan and credit card business evolved from the Irish establishment set up by MBNA Europe Bank Limited (“MBNA”) in March 1997. They continue to operate today from Carrick-on-Shannon in the North West of Ireland as Avantcard DAC.